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What is a virtual terminal in payment processing?

What is a Virtual Terminal?

A virtual terminal is a web-based application that allows merchants and business owners to accept credit card payments using an internet browser on a computer, tablet, or mobile phone.  Rather than being a hardware payment terminal or credit card machine, a virtual terminal is a web-based payment terminal, hence virtual terminal. Who is a virtual terminal best for? A virtual

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How to take payments online in Canada
How Payments Work

How to Take Payments Online in Canada

Online shopping is growing at over 17% per year. With fewer people carrying cash and more retailers moving online, you can expect eCommerce to continue

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Payments for software and SaaS businesses
How Payments Work

Payments for Software and SaaS Businesses

Software and SaaS (software-as-a-service) businesses have grown significantly over the past two decades. Consumers and businesses alike have all increased the amount and variety of

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Interchange fees by country in credit card processing
New to Payments

Interchange fees by country

The growing use of credit cards is a global phenomenon. The internet continues to explode, the ability to have your credit card on your phone

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What is a Payment Gateway?
How Payments Work

What is a payment gateway?

Somewhere around 75% of adults shop online at least once per month. Shopping over the internet has grown into a big business. The internet is one

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Tokenization in Credit Card Processing
How Payments Work

What is Credit Card Tokenization?

The quick explanation of credit card tokenization is that it is the process where a “phrase” (or token) is used to represent credit card information

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Visa Debit in Canada
How Payments Work

How Visa Debit Works in Canada

Both debit cards and credit cards are very popular in Canada. Credit cards are currently the most popular transaction method in Canada, accounting for 31%

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