The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the United States? The short answer: millions. The long answer is more nuanced. In this article, we’ll unpack the real numbers behind U.S.-based online stores, explore
An early termination fee in credit card processing is an extra charge that a merchant gets for cancelling their merchant account prior to the termination
The quick explanation of credit card tokenization is that it is the process where a “phrase” (or token) is used to represent credit card information
Around the year 2020, the usage of contactless payments drastically increased as customers and businesses looked for ways to minimize physical handling of cash and
Both debit cards and credit cards are very popular in Canada. Credit cards are currently the most popular transaction method in Canada, accounting for 31%
Implementing a hosted payment page is a simple way to offer your customers a safe and convenient way to make online payments while keeping your website
Inflation is a reality. If you’re finding it harder in 2022 to afford any of your business expenses, you’re in the same boat as many other
Banks and credit unions are critical to the success of any business, whether large or small. They help with the necessary service of managing the
As a business owner, there is a fee you pay so your customers can pay with credit cards. The fees are primarily a fixed transaction
The companies that sit at the top of the pack for credit card processors change over time so it’s important to remain updated. Payment processing
When you accept credit cards as a merchant, batches and settlement are important processes that occur daily to get your funds. When a customer pays with
Any business that has revenue over $100,000 per year and accepts credit cards almost certainly has a merchant account. If you don’t have a merchant
To get a merchant account, you can go to an acquirer or an ISO (Independent Sales Organization). In summary, acquirers run the transaction processing technology
Small businesses are the foundation of the Canadian economy. Most of the 2.5 million businesses in Canada are small businesses. This is one reason Clearly
There is a lot of confusion surrounding credit card processing and merchant accounts. Some of the most common areas of confusion are who sells the
It all Started with the Barter System People used to consider their wealth in terms of possessions (I suppose many still do). This wealth was
We’re here to help you get the best credit card processing. Credit card processing, also known as merchant services, is notoriously difficult to understand. The
PCI is about keeping payments and data secure. The poor handling of payment data and credit card details are a main cause for fraud in
When you’re a business, it’s key that your payment processing system is quick, simple, and secure. Your system needs to provide the ways that your
Businesses need to pay an interchange fee for every credit card transaction. The interchange fee is the majority of the cost to businesses for payment
American Express, also known as AMEX, is a credit card company based in USA and has a long history. Unlike credit cards like Visa and
Credit card processing has several different types of transactions that are used for different scenarios at a point-of-sale. The most common is a “sale”, but
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Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.